[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vendee.cz\/kazdy-nekdy-dostane-nutkani-setrit\/#Article","mainEntityOfPage":"https:\/\/www.vendee.cz\/kazdy-nekdy-dostane-nutkani-setrit\/","headline":"Ka\u017ed\u00fd n\u011bkdy dostane nutk\u00e1n\u00ed \u0161et\u0159it","name":"Ka\u017ed\u00fd n\u011bkdy dostane nutk\u00e1n\u00ed \u0161et\u0159it","description":"M\u016f\u017eete se zrovna nach\u00e1zet ve \u0161patn\u00e9 finan\u010dn\u00ed situaci \u010di naopak o\u010dek\u00e1v\u00e1te, \u017ee p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc u\u017e nebude \u017e\u00e1dn\u00e1 v\u00fdplata. Proto se najednou rozhodnete, \u017ee oto\u010d\u00edte o sto osmdes\u00e1t procent a za\u010dnete kone\u010dn\u011b \u017e\u00edt skromn\u011b. Jenom\u017ee \u010dasto na\u0161e \u00fasil\u00ed z\u016fstane u sestaven\u00ed rodinn\u00e9ho rozpo\u010dtu. A tam by to z\u016fstat nem\u011blo. Proto hned po tom, co jej sestav\u00edme, […]","datePublished":"2018-09-25","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.vendee.cz\/author\/#Person","name":"","url":"https:\/\/www.vendee.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/739bdad9092f7204ebf16dfadfb581e3e92e1ade2f5cc299a7779b7760a7d2fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/739bdad9092f7204ebf16dfadfb581e3e92e1ade2f5cc299a7779b7760a7d2fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vendee.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vendee.cz\/wp-content\/uploads\/img_a325247_w2286_t1537092973.jpg","url":"https:\/\/www.vendee.cz\/wp-content\/uploads\/img_a325247_w2286_t1537092973.jpg","height":0,"width":0},"url":"https:\/\/www.vendee.cz\/kazdy-nekdy-dostane-nutkani-setrit\/","wordCount":477,"articleBody":"M\u016f\u017eete se zrovna nach\u00e1zet ve \u0161patn\u00e9 finan\u010dn\u00ed situaci \u010di naopak o\u010dek\u00e1v\u00e1te, \u017ee p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc u\u017e nebude \u017e\u00e1dn\u00e1 v\u00fdplata. Proto se najednou rozhodnete, \u017ee oto\u010d\u00edte o sto osmdes\u00e1t procent a za\u010dnete kone\u010dn\u011b \u017e\u00edt skromn\u011b. Jenom\u017ee \u010dasto na\u0161e \u00fasil\u00ed z\u016fstane u sestaven\u00ed rodinn\u00e9ho rozpo\u010dtu. A tam by to z\u016fstat nem\u011blo. Proto hned po tom, co jej sestav\u00edme, ud\u011bl\u00e1me n\u00e1sleduj\u00edc\u00ed:\u00a0a)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Rozd\u011bl\u00edme rozpo\u010det na nejnutn\u011bj\u0161\u00ed v\u00fddaje, nutn\u00e9 v\u00fddaje a v\u00fddaje zbyte\u010dn\u00e9.\u00a0Mezi nejnutn\u011bj\u0161\u00ed v\u00fddaje pat\u0159\u00ed, taxativn\u011b vy\u010dteno, n\u00e1jem, dluhy, energie, j\u00eddlo. To je v\u0161echno. Nepat\u0159\u00ed zde nic jin\u00e9ho. N\u00e1jem mus\u00edte pokr\u00fdt v\u017edy spolu s\u00a0energiemi a j\u00eddlem (kter\u00e9 si pozd\u011bji je\u0161t\u011b p\u0159ipomene). Dluhy je tak\u00e9 dobr\u00e9 za\u0159adit mezi nejnutn\u011bj\u0161\u00ed v\u00fddaje, proto\u017ee v\u00e1m to pom\u016f\u017ee balancovat s\u00a0rozpo\u010dtem.\u00a0Nutn\u00e9 v\u00fddaje jsou takov\u00e9, kter\u00e9 vyd\u00e1te ka\u017ed\u00fd m\u011bs\u00edc, ale jde to ud\u011blat i jinak, by\u0165 h\u016f\u0159e. To znamen\u00e1 v\u00fddaje na dopravu, opravy sv\u00e9ho majetku, obm\u011bna majetku (v\u011bci, domy apod.), cigarety, z\u00e1vislosti, stravov\u00e1n\u00ed mimo domov, dovolen\u00e9.\u00a0Posledn\u00ed kategorie jsou v\u00fddaje zbyte\u010dn\u00e9. Pat\u0159\u00ed zde nejr\u016fzn\u011bj\u0161\u00ed p\u0159edplatn\u00e9, permanentky, krou\u017eky, z\u00e1bava, vstupn\u00e9, sladkosti, dekorativn\u00ed p\u0159edm\u011bty do interi\u00e9ru, kurzy apod. V\u0161echno, bez \u010deho lze naprosto v\u00a0pohod\u011b \u017e\u00edt, ale z\u00a0n\u011bjak\u00e9ho d\u016fvodu tvo\u0159\u00ed n\u00e1\u0161 rozpo\u010det.\u00a0b)\u00a0\u00a0\u00a0\u00a0\u00a0 Polovinu v\u011bc\u00ed z\u00a0nutn\u00fdch v\u00fddaj\u016f p\u0159esuneme do zbyte\u010dn\u00fdch v\u00fddaj\u016f.V\u00a0tomto kroku p\u0159esuneme z\u00e1vislosti, cigarety, alkohol, stravov\u00e1n\u00ed mimo domov, dopravu a obm\u011bnu majetku a dal\u0161\u00ed v\u011bci, o kter\u00fdch bychom rozhodn\u011b ne\u0159ekli, \u017ee jsou zbyte\u010dn\u00e9 v\u00fddaje)\u00a0Nyn\u00ed m\u00e1me velk\u00e9 dv\u011b skupiny a jednu uprost\u0159ed, kde z\u016fstaly opravy a podobn\u00e9 nutnosti. A nyn\u00ed ud\u011bl\u00e1me jednodu\u0161e to, co jsme m\u011bli d\u00e1vno.\u00a01)\u00a0\u00a0\u00a0\u00a0\u00a0 Skon\u010d\u00edme s\u00a0kou\u0159en\u00edm (+ pen\u00edze do rozpo\u010dtu)2)\u00a0\u00a0\u00a0\u00a0\u00a0 Skon\u010d\u00edme s\u00a0pit\u00edm (p\u0159estaneme permanentn\u011b nav\u0161t\u011bvovat podniky, kde to te\u010de. + pen\u00edze)3)\u00a0\u00a0\u00a0\u00a0\u00a0 Za\u010dneme recyklovat star\u00e9 v\u011bci (Nen\u00ed nutn\u00e9 kupovat si neust\u00e1le nov\u00e9 a nov\u00e9 telefony, po\u010d\u00edta\u010de. Nen\u00ed nutn\u00e9 kupovat si neust\u00e1le nov\u00e9 oble\u010den\u00ed. Ty boty je\u0161t\u011b vydr\u017e\u00ed. + pen\u00edze)4)\u00a0\u00a0\u00a0\u00a0\u00a0 Za\u010dneme si va\u0159it doma i na dny, kdy budeme mimo domov a za\u010dneme pou\u017e\u00edvat krabi\u010dky. (+ pen\u00edze do rozpo\u010dtu)5)\u00a0\u00a0\u00a0\u00a0\u00a0 Zkus\u00edme si po\u0159\u00eddit kolo nebo za\u010dneme chodit p\u011b\u0161ky (je to del\u0161\u00ed, strastipln\u011bj\u0161\u00ed a nepohodln\u011bj\u0161\u00ed, ale pro\u010d ne. Dal\u0161\u00ed +)A takhle n\u00e1sledn\u011b budete pokra\u010dovat. Tak hodn\u011b \u0161t\u011bst\u00ed!                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ka\u017ed\u00fd n\u011bkdy dostane nutk\u00e1n\u00ed \u0161et\u0159it","item":"https:\/\/www.vendee.cz\/kazdy-nekdy-dostane-nutkani-setrit\/#breadcrumbitem"}]}]